अंग्रेज़ी इंटरफ़ेस और डॉलर में दाम होने से कोई प्रवेश प्लेटफ़ॉर्म अंतरराष्ट्रीय नहीं हो जाता। वह तब अंतरराष्ट्रीय होता है जब लाहौर का दफ़्तर उर्दू में पढ़ता है, रुपये में बिल बनाता है, काउंटर पर जमा लेता है और देर से चुकाने पर कोई ब्याज नहीं भरता — और उसी इंस्टॉलेशन पर टोरंटो का दफ़्तर इनमें से कुछ भी नहीं करता।
8
markets shipped
6
languages read in
9
currencies held
4
ways to be paid
भेजा गया, बँधा हुआ नहीं। देश, भाषाएँ और मुद्राएँ ऐसी सूचियाँ हैं जिनमें कार्यक्षेत्र ख़ुद जोड़ सकता है — और साझा पंक्ति में बदलाव करने पर उसकी अपनी प्रति आपको मिलती है, बाक़ी सबकी नहीं बदलती। यह सूची की लंबाई से ज़्यादा क्यों मायने रखता है, ०५ में समझाया गया है।
०१ — आपका बाज़ार
एक देश चुनिए। पन्ना उसी का हिसाब देगा।
एक ही विद्यार्थी-यात्रा के दोनों सिरों पर आठ बाज़ार। नई इंस्टॉलेशन में हर एक असली पंक्ति है — उसकी भाषाएँ, डायलिंग कोड, राष्ट्रीयता और जिस मुद्रा में हिसाब होता है — नक्शे पर लगा झंडा नहीं।
Where students go
Institutions, their agent agents and the offer pipeline.
Where students are
Counselling, recruitment and the money that moves locally.
Where students go
United Kingdom
ISO
GB / GBR
Dialling
+44
Nationality
British
Institutions and the agents who send to them work the same application, from opposite sides of it. CAS issuance, conditional offers and the deposit that turns one into the other are steps on the flow rather than a spreadsheet somebody keeps.
यहाँ बोली जाने वाली भाषाएँ
English
·
Englishडिफ़ॉल्ट
The default is what people here speak — it fills in a form. Which language
the workspace is run in is a separate setting, and one an office
makes for itself.
किस मुद्रा में गिना जाता है
£GBPBritish Pound
Also held here
€ EUR
अपनी ही मुद्रा के रूप में रखा जाता है, सूक्ष्म इकाइयों में — और जिस दिन जो दर लगी वह उसी दिन के साथ दर्ज रहती है।
इसके नीचे का भूगोल
England · London, Manchester
राज्य और शहर देश की पंक्ति से जुड़े रहते हैं, और कार्यक्षेत्र अपने जोड़ लेता है।
यहाँ भुगतान पाने के तरीके
We ship no payment providers and hold no merchant account of yours. You add the
rails this office already uses, with your own credentials — these are the shapes
they usually take in United Kingdom.
Card gateway
Automatic
Whichever merchant account finance already holds
Bank transfer
Manual
Faster Payments, with the reference shown on the invoice
Agency wallet
Wallet
A agent topping up once a term
Each gateway carries the currencies it is allowed on, so a rail that must never
see GBP is not offered for it — and a rail that only
works here is not offered anywhere else.
Your address is live the minute the workspace exists —
gb-office.admicate.com
Where students go
United States
ISO
US / USA
Dialling
+1
Nationality
American
One institution, many campuses, and a group that wants to read across all of them without any campus losing its own workspace — the shape the whole product is built around.
यहाँ बोली जाने वाली भाषाएँ
English
·
Englishडिफ़ॉल्ट
The default is what people here speak — it fills in a form. Which language
the workspace is run in is a separate setting, and one an office
makes for itself.
किस मुद्रा में गिना जाता है
$USDUS Dollar
अपनी ही मुद्रा के रूप में रखा जाता है, सूक्ष्म इकाइयों में — और जिस दिन जो दर लगी वह उसी दिन के साथ दर्ज रहती है।
इसके नीचे का भूगोल
California · Los Angeles, San Francisco
राज्य और शहर देश की पंक्ति से जुड़े रहते हैं, और कार्यक्षेत्र अपने जोड़ लेता है।
यहाँ भुगतान पाने के तरीके
We ship no payment providers and hold no merchant account of yours. You add the
rails this office already uses, with your own credentials — these are the shapes
they usually take in United States.
Card gateway
Automatic
The processor already on file
Bank transfer
Manual
ACH, confirmed against the statement
Agency wallet
Wallet
A recruiter drawing down a prepaid balance
Each gateway carries the currencies it is allowed on, so a rail that must never
see USD is not offered for it — and a rail that only
works here is not offered anywhere else.
Your address is live the minute the workspace exists —
us-office.admicate.com
Where students go
Australia
ISO
AU / AUS
Dialling
+61
Nationality
Australian
Intakes, not rolling admission: the schedule is a record with dates on it, so an offer made against a closed intake is caught when it is made rather than in the reconciliation two months later.
यहाँ बोली जाने वाली भाषाएँ
English
·
Englishडिफ़ॉल्ट
The default is what people here speak — it fills in a form. Which language
the workspace is run in is a separate setting, and one an office
makes for itself.
किस मुद्रा में गिना जाता है
A$AUDAustralian Dollar
अपनी ही मुद्रा के रूप में रखा जाता है, सूक्ष्म इकाइयों में — और जिस दिन जो दर लगी वह उसी दिन के साथ दर्ज रहती है।
इसके नीचे का भूगोल
New South Wales · Sydney
राज्य और शहर देश की पंक्ति से जुड़े रहते हैं, और कार्यक्षेत्र अपने जोड़ लेता है।
यहाँ भुगतान पाने के तरीके
We ship no payment providers and hold no merchant account of yours. You add the
rails this office already uses, with your own credentials — these are the shapes
they usually take in Australia.
Card gateway
Automatic
The merchant account in use today
Bank transfer
Manual
PayID or BSB, reconciled by a person
Agency wallet
Wallet
An offshore agent holding a float
Each gateway carries the currencies it is allowed on, so a rail that must never
see AUD is not offered for it — and a rail that only
works here is not offered anywhere else.
Your address is live the minute the workspace exists —
au-office.admicate.com
Where students go
Canada
ISO
CA / CAN
Dialling
+1
Nationality
Canadian
Two languages on one country row. English is the default and French is beside it rather than under a translation project — a Montreal office reads the interface it works in, and a Toronto office is not made to.
यहाँ बोली जाने वाली भाषाएँ
English
·
Englishडिफ़ॉल्ट
French
·
Français
The default is what people here speak — it fills in a form. Which language
the workspace is run in is a separate setting, and one an office
makes for itself.
किस मुद्रा में गिना जाता है
C$CADCanadian Dollar
Also held here
$ USD
अपनी ही मुद्रा के रूप में रखा जाता है, सूक्ष्म इकाइयों में — और जिस दिन जो दर लगी वह उसी दिन के साथ दर्ज रहती है।
इसके नीचे का भूगोल
Ontario · Toronto
राज्य और शहर देश की पंक्ति से जुड़े रहते हैं, और कार्यक्षेत्र अपने जोड़ लेता है।
यहाँ भुगतान पाने के तरीके
We ship no payment providers and hold no merchant account of yours. You add the
rails this office already uses, with your own credentials — these are the shapes
they usually take in Canada.
Card gateway
Automatic
The existing processor
Bank transfer
Manual
Interac or wire, matched to the invoice
Agency wallet
Wallet
A sub-agent network paid from a balance
Each gateway carries the currencies it is allowed on, so a rail that must never
see CAD is not offered for it — and a rail that only
works here is not offered anywhere else.
Your address is live the minute the workspace exists —
ca-office.admicate.com
Where students are
Bangladesh
ISO
BD / BGD
Dialling
+880
Nationality
Bangladeshi
Bengali first with English beside it, taka in the currency table, and a bill that cannot carry interest or a late fee — not as a setting somebody remembered to switch off, but because there is no line kind it could be written on.
यहाँ बोली जाने वाली भाषाएँ
Bengali
·
বাংলাडिफ़ॉल्ट
English
·
English
The default is what people here speak — it fills in a form. Which language
the workspace is run in is a separate setting, and one an office
makes for itself.
किस मुद्रा में गिना जाता है
৳BDTBangladeshi Taka
Also held here
$ USD
अपनी ही मुद्रा के रूप में रखा जाता है, सूक्ष्म इकाइयों में — और जिस दिन जो दर लगी वह उसी दिन के साथ दर्ज रहती है।
इसके नीचे का भूगोल
Dhaka · Dhaka, Gazipur
राज्य और शहर देश की पंक्ति से जुड़े रहते हैं, और कार्यक्षेत्र अपने जोड़ लेता है।
यहाँ भुगतान पाने के तरीके
We ship no payment providers and hold no merchant account of yours. You add the
rails this office already uses, with your own credentials — these are the shapes
they usually take in Bangladesh.
Mobile wallet
Wallet
BKash, Nagad or Rocket, topped up and spent down
Local card aggregator
Automatic
The gateway the office already settles through
Bank transfer
Manual
A deposit slip, confirmed against the account
Cash at the counter
Cash
The way most student deposits actually arrive
Each gateway carries the currencies it is allowed on, so a rail that must never
see BDT is not offered for it — and a rail that only
works here is not offered anywhere else.
Your address is live the minute the workspace exists —
bd-office.admicate.com
Where students are
India
ISO
IN / IND
Dialling
+91
Nationality
Indian
Three languages on one country row, one of them right-to-left, and a sub-agent network that can be paid on commission rules the platform computes rather than a monthly argument about percentages.
यहाँ बोली जाने वाली भाषाएँ
Hindi
·
हिन्दीडिफ़ॉल्ट
English
·
English
Urdu
·
اردوदाएँ-से-बाएँ
The default is what people here speak — it fills in a form. Which language
the workspace is run in is a separate setting, and one an office
makes for itself.
किस मुद्रा में गिना जाता है
₹INRIndian Rupee
Also held here
$ USD
अपनी ही मुद्रा के रूप में रखा जाता है, सूक्ष्म इकाइयों में — और जिस दिन जो दर लगी वह उसी दिन के साथ दर्ज रहती है।
इसके नीचे का भूगोल
Maharashtra · Mumbai
राज्य और शहर देश की पंक्ति से जुड़े रहते हैं, और कार्यक्षेत्र अपने जोड़ लेता है।
यहाँ भुगतान पाने के तरीके
We ship no payment providers and hold no merchant account of yours. You add the
rails this office already uses, with your own credentials — these are the shapes
they usually take in India.
Instant bank rail
Automatic
UPI, which settles like a card and costs like a transfer
Card gateway
Automatic
The processor in place
Bank transfer
Manual
NEFT or IMPS against a stated reference
Cash at the counter
Cash
Branch offices collecting in person
Each gateway carries the currencies it is allowed on, so a rail that must never
see INR is not offered for it — and a rail that only
works here is not offered anywhere else.
Your address is live the minute the workspace exists —
in-office.admicate.com
Where students are
Nigeria
ISO
NG / NGA
Dialling
+234
Nationality
Nigerian
Naira is a currency the platform holds, not an amount converted for display. Invoices are raised in it, the rate that was used is stored with the day it applied, and nothing is recomputed later at a rate nobody agreed to.
यहाँ बोली जाने वाली भाषाएँ
English
·
Englishडिफ़ॉल्ट
The default is what people here speak — it fills in a form. Which language
the workspace is run in is a separate setting, and one an office
makes for itself.
किस मुद्रा में गिना जाता है
₦NGNNigerian Naira
Also held here
$ USD
अपनी ही मुद्रा के रूप में रखा जाता है, सूक्ष्म इकाइयों में — और जिस दिन जो दर लगी वह उसी दिन के साथ दर्ज रहती है।
इसके नीचे का भूगोल
Lagos · Lagos
राज्य और शहर देश की पंक्ति से जुड़े रहते हैं, और कार्यक्षेत्र अपने जोड़ लेता है।
यहाँ भुगतान पाने के तरीके
We ship no payment providers and hold no merchant account of yours. You add the
rails this office already uses, with your own credentials — these are the shapes
they usually take in Nigeria.
Card gateway
Automatic
A local processor with a naira merchant account
Bank transfer
Manual
NIP, confirmed from the statement
Agency wallet
Wallet
A agent funding applications in advance
Cash at the counter
Cash
Walk-in students at a branch
Each gateway carries the currencies it is allowed on, so a rail that must never
see NGN is not offered for it — and a rail that only
works here is not offered anywhere else.
Your address is live the minute the workspace exists —
ng-office.admicate.com
Where students are
Pakistan
ISO
PK / PAK
Dialling
+92
Nationality
Pakistani
Urdu is the default here, and Urdu is written right to left — so the interface mirrors, rather than printing right-to-left text into a layout built the other way and calling it support.
यहाँ बोली जाने वाली भाषाएँ
Urdu
·
اردوदाएँ-से-बाएँडिफ़ॉल्ट
English
·
English
The default is what people here speak — it fills in a form. Which language
the workspace is run in is a separate setting, and one an office
makes for itself.
किस मुद्रा में गिना जाता है
₨PKRPakistani Rupee
Also held here
$ USD
अपनी ही मुद्रा के रूप में रखा जाता है, सूक्ष्म इकाइयों में — और जिस दिन जो दर लगी वह उसी दिन के साथ दर्ज रहती है।
इसके नीचे का भूगोल
Punjab · Lahore
राज्य और शहर देश की पंक्ति से जुड़े रहते हैं, और कार्यक्षेत्र अपने जोड़ लेता है।
यहाँ भुगतान पाने के तरीके
We ship no payment providers and hold no merchant account of yours. You add the
rails this office already uses, with your own credentials — these are the shapes
they usually take in Pakistan.
Mobile wallet
Wallet
JazzCash or Easypaisa, held as a balance
Bank transfer
Manual
Raast or IBFT, reconciled by a person
Card gateway
Automatic
The aggregator the office settles through
Cash at the counter
Cash
Deposits taken at the desk
Each gateway carries the currencies it is allowed on, so a rail that must never
see PKR is not offered for it — and a rail that only
works here is not offered anywhere else.
Your address is live the minute the workspace exists —
pk-office.admicate.com
०२ — भाषाएँ
उसी भाषा में पढ़िए जो दफ़्तर बोलता है।
हर कार्यक्षेत्र अपनी भाषा ख़ुद चुनता है। ढाका और मैनचेस्टर में शाखा रखने वाला समूह दोनों के लिए एक भाषा नहीं चुनता, और प्लेटफ़ॉर्म भी नहीं: सेटिंग कार्यक्षेत्र पर रहती है, न हो तो इंस्टॉलेशन की, और उसके बाद ही अंग्रेज़ी।
Codes are BCP 47 rather than two letters, so a market that needs
pt-BR or
zh-Hant is a row somebody adds, not a
column somebody has to widen first.
English
en
English
Left to right
Bengali
bn
বাংলা
Left to right
Hindi
hi
हिन्दी
Left to right
Arabic
ar
العربية
Right to left
Urdu
ur
اردو
Right to left
French
fr
Français
Left to right
Direction is stored, not guessed
A table keyed on "ar, he, fa, ur" is a list that is wrong for somebody: Kurdish is written left to right in Turkey and right to left in Iraq, and Azerbaijani has been written both ways within living memory. So each language row carries its own direction, and the interface mirrors from that.
Right to left mirrors the layout
Not just the text. A right-to-left interface that prints Urdu into a layout built the other way has moved the problem into the reader, which is the failure most "RTL support" actually is.
A market is not a language
A British agency recruiting for Saudi institutions works in English about a country whose default is Arabic. Conflating the two would flip an operator's whole interface because of the market they sell into, so the two settings never touch.
०३ — मुद्राएँ
आपका पैसा, उसका कोई रूपांतरण नहीं।
यहाँ मुद्रा का अर्थ है वह मुद्रा जिसमें प्लेटफ़ॉर्म हिसाब रखता है — चालान उसी में बनते हैं और बही उसी में रहती है। नाइरा को दर लगाकर डॉलर में दिखाना नाइरा का समर्थन नहीं; वह ऐसा आँकड़ा है जो किसी के कुछ चुकाए बिना ही बदल जाता है।
$USD
US Dollar
£GBP
British Pound
€EUR
Euro
A$AUD
Australian Dollar
C$CAD
Canadian Dollar
৳BDT
Bangladeshi Taka
₹INR
Indian Rupee
₦NGN
Nigerian Naira
₨PKR
Pakistani Rupee
01
Integers, never floats
Amounts are stored in minor units as whole numbers. Money that has been through a floating-point value is money that eventually fails to add up, and it fails in the reconciliation rather than at the keyboard.
02
The rate is dated
Exchange rates are held per pair with the date they came into force, so an invoice keeps the rate that applied when it was raised. Nothing is quietly recomputed at a rate nobody agreed to.
03
Prices change forward
A price book carries a currency and the date it applies from. A change is scheduled rather than applied backwards over days that have already been rated and billed.
04
Rounding goes your way
Division floors, and the discarded fraction is never taken as revenue. Where a residual could land in our favour it posts to a charity account instead — the arithmetic is not allowed to be a source of income.
०४ — भुगतान पाना
जो माध्यम पहले से हैं, उन्हें चालू करें।
हिस्सा लेने वाला कोई बँधा प्रोसेसर नहीं, और न ही प्रदाताओं की कोई सूची जिसमें से चुनना पड़े। गेटवे आपका ही बनाया रिकॉर्ड है: उसका प्रदाता, उसके क्रेडेंशियल — एन्क्रिप्टेड, और एक बार सहेजे जाने के बाद किसी ब्राउज़र को कभी वापस नहीं भेजे जाते — उसका अपना शुल्क, और वे मुद्राएँ जिनमें उसका उपयोग हो सकता है।
Automatic
auto
The provider answers back and the payment settles itself. Cards, and the instant bank rails that behave like them.
Wallet
wallet
Paid from a balance already held on the platform. A mobile-money top-up lands once and is spent against invoices after that.
Manual
manual
A transfer made outside the platform, with the reference and the instructions shown, and a person confirming it against the statement.
Cash
cash
Handed over at the counter. Receipted like any other payment, because an office that takes cash still has to reconcile.
Allowed per currency
Every gateway carries the currencies it may run on, one decision per pair — allow or prevent. That is what makes the switch regional: an office billing in taka is offered the taka rails and nothing else, and a card gateway that must never see a local currency cannot be reached from the screen that would use it.
The fee belongs to the rail
A minimum charge and a percentage sit on the gateway itself, because that cost is the provider's and differs by market. We do not add a platform margin on top of it, and the figure a payer sees is the one their own rail charges.
Every attempt is a record
Successful or not, a gateway attempt lands in its own table with the response that came back. A payment somebody insists they made is a query against a table rather than an argument, and a wallet top-up is spent down against invoices from there.
यहाँ हाथोंहाथ और नक़द कोई विकल्प नहीं, पूरे दर्जे के तरीके हैं। इस पन्ने के आधे बाज़ारों में पैसा असल में इसी तरह चलता है, और जो प्लेटफ़ॉर्म सिर्फ़ कार्ड गेटवे समझता है वह उन दफ़्तरों से कह रहा है कि असली बही कहीं और रखो।
०५ — ढाला गया, केवल अनूदित नहीं
छह निर्णय, जो आपकी जगह से ही दिखाई देते हैं।
01
Edit a shared row, keep your own
Countries, languages and currencies are one catalogue everybody reads. Correct a native name or a nationality and you get a fork of that row — yours, in your workspace, for good. Nobody else's list moves, and nothing you fixed is undone by the next platform update.
02
Add what we did not ship
The eight markets are a starting list, not a boundary. A country, a currency, a language or a whole state and city tree can be added by a workspace, and it behaves exactly like the ones that arrived with the install.
03
The day ends where you are
Usage is measured nightly in the workspace's own timezone, then priced. A day that starts and ends in Dhaka is what a Dhaka office is billed for — not a day that ended at midnight in a datacentre somewhere else.
04
No interest. No late fee. Anywhere.
Not a setting that is switched off, and not a regional variation: there is no invoice line type a charge for lateness could be written on, a guard refuses anything that declares itself time-derived, and a test scans the billing code for arithmetic on overdue days.
05
Hardship has two answers, both free
A workspace that cannot pay gets more time or gets the debt forgiven, with the reason recorded. Those are the only two remedies in the system, because a concession with a price attached is not a concession.
06
Money we did not earn is not ours
Bank interest, unclaimed balances and rounding residuals post to a charity account on arrival and leave as sadaqah. There is no method anywhere that can move any of it into revenue, and the yearly zakat statement reads the ledger rather than an intention.
The last three are not a marketing position on ethical finance. They are the reason the billing
engine is built the way it is, and
भरोसा
sets out what is enforced by code and what is only a promise.
सूची में नहीं है? वह एक पंक्ति भर है, दोबारा बनाना नहीं।
बताइए देश, भाषा और वहाँ आपको भुगतान कैसे मिलता है। बाज़ार जोड़ना हमारी तरफ़ की कॉन्फ़िगरेशन है, आपकी तरफ़ कुछ नहीं — और अगर सचमुच कोई चीज़ अभी मेल नहीं खाती, तो रोडमैप के बजाय वही जवाब मिलेगा।